Your Ride. Your Future. Your Loan. 

You’ve found the perfect car.
now what?

Getting approved for an auto loan can feel overwhelming with high interest rates, endless paperwork, and confusing requirements that make it harder than it should be. At Finanta Credit Union, we do things differently. We believe your car loan should work for you – not against you.  

But this isn’t just about an auto loan – it’s about getting you where you need to go.

Your job, your family, your future – it all starts with the right car and the right loan. 

Finanta Credit Union Auto Loan Benefits

• Lower Interest, Lower Payments – Keep more of your hard-earned money with competitive rates that make your car affordable. 
• Up to 95% Financing = No Big Down Payment Needed – Don’t have thousands saved up? No problem. We make getting a car possible without huge upfront costs. 
• Pre-Approval = Shop with Confidence – Know exactly what you can afford before you walk into the dealership, so you never feel pressured or misled. 
• Pay Off Your Loan Faster—Without Penalties – No hidden fees, no tricks. Pay off your loan early with peace of mind. 
• Save Even More with Auto Draft Discounts – Set up auto-pay and get a .50% rate discount. Less stress, lower payments, and one less thing to worry about. 
• No-Hassle Digital Banking – Make payments anytime, anywhere through our mobile app or online banking—no need to visit a branch. 
• Go Paperless, Stay Organized – Free e-statements make it easy to track your loan and keep your finances in check. 

What You Need

• Must be a Finanta Credit Union Member
• You must be at least 18 years old to open this account. Those 17 and under can open an account jointly with an adult.

Important Details

• Used vehicles are those with less than 15 model years. New vehicles include 2020 model or newer with fewer than 500 miles.
• Rates are subject to change without notice.
• Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
• All loans subject to approval. Call into our branch for details.
• APR discount of 0.50% received for automatic recurring payments from any Checking or Savings account.

Other Personal loan Products

• Personal Secured Loan
• Personal Unsecured Loan
• Overdraft Protection Line of Credit

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