Share Certificates
Lock In
Higher Savings
Open
Account
Accounts
Rates
Flexible Options
to Save the way you want.
Build your savings in the short-term or long-term with our Share Certificates.
How It Works
- Competitive interest rates
- Terms range from 6 to 60 months
- Minimum deposit $500 for all terms
- Higher rates on minimum investments of $10,000, $50,000 and $75,000
- Rate locked for the entire term
- APY (Annual Percentage Yield) applies to compounded dividends by adding to the certificate
- Monthly dividend options – Added back to the certificate or posted to the account of your choosing
- Automatic renewal
- Option to receive free e-statements
- Account management with our easy-to-use online banking services
- Manage your finances on the go with our advanced mobile app
- Your money is secure and federally insured up to $250,000 by NCUA
What You Need
- $500 minimum initial deposit
- Must be a Finanta Credit Union member
Important Details
- Maturity notices mailed approximately 30 days in advance
- Early withdrawal penalties will apply if the account is closed prematurely
- Certificate secured loans available – avoids penalty for early withdrawal
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