Important Update to Our Funds Availability Policy – Effective July 1, 2025

At Finanta Credit Union, we’re committed to making banking easier, safer, and more accessible for our members. As part of that commitment, we’re updating our Funds Availability Policy, effective July 1, 2025.

Here’s what you need to know:

• Next-Day Availability Increases:
  The amount of deposited check funds available by the next business day will increase from $225 to $275.
• Larger Deposit Threshold Raised:
  The threshold for deposits that may experience a hold will increase from $5,525 to $6,725. This means more of your larger check deposits will be available sooner.

These changes are designed to give you faster access to your money while maintaining the security and reliability you expect from Finanta.

If you have any questions or would like more details, please contact the branch or call us at (833) 888-09978.

We’re always here to help.