Teen Accounts

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Help them make the right choice:
Smart Choices Teen Accounts!

Looking for the right account to help your teen build knowledge and confidence, learn the importance of savings, and learn how to use a checking account?  Help them make the right choice with a Smart Choice Teen Account! We have four different account types to help meet the specific needs of your teen!

SMART CHOICES - INDEPENDENT TEEN ACCOUNTS

Independent Teen Checking (16 and 17 year olds)

How it Works

  • No maintenance fees
  • Access to an ATM card or Debit card
  • Free e-statements
  • Access to online and mobile banking services
  • Direct deposit eligible
  • Know your funds are secure and federally insured by NCUA up to $250,000

What You Need

  • $25 minimum initial deposit
  • $0 minimum balance
  • Must be a Finanta Credit Union Member

Independent Teen Savings (14 to 17 year olds)

How it Works

  • Competitive interest rates
  • No maintenance fees
  • Access to an ATM card
  • Free e-statements
  • Access to online and mobile banking services
  • Direct deposit eligible
  • Know your funds are secure and federally insured by NCUA up to $250,000

What You Need

  • $5 minimum initial deposit
  • $0 minimum balance ($25 required to earn a dividend)
  • Must be a Finanta Credit Union Member

DEPENDENT CHOICES - DEPENDENT TEEN ACCOUNTS

Help your teen watch their dreams grow with accounts that help them build smart savings habits.  These accounts are designed for 14 to 17-year-olds who want to be money conscious and start their savings journey.  

Dependent Teen Checking (14 to 17 year olds)

  • Competitive interest rates
  • No maintenance fees
  • Access to a Debit card
  • Free e-statements
  • Access to online and mobile banking services
  • Direct deposit eligible
  • Know your funds are secure and federally insured by NCUA up to $250,000

What You Need

  • $25 minimum initial deposit
  • $0 minimum balance ($0 required to earn a dividend)
  • Must be a Finanta Credit Union Member
  • Must have a parent/guardian (age 18+) who is also a Finanta Credit Union Member

Dependent Teen Savings (14 to 17 year olds)

  • Competitive interest rates
  • No maintenance fees
  • Access to an ATM card
  • Free e-statements
  • Access to online and mobile banking services
  • Direct deposit eligible
  • Know your funds are secure and federally insured by NCUA up to $250,00

What You Need

  • $5 minimum initial deposit
  • $0 minimum balance ($25 required to earn a dividend)
  • Must be a Finanta Credit Union Member
  • Must have a parent/guardian (age 18+) who is also a Finanta Credit Union Member

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